Why You Need an ATM
An ATM does more than dispense cash — it can drive sales, cut costs, and keep customers on-site.
What an ATM Does for Your Business
More Cash on Hand
Customers can access cash from bankcards and credit cards from anywhere in the world, right at your location — and often spend it there.
Fewer Card Costs
Directing customers to the ATM can reduce the credit card processing fees you're currently paying.
No Chargebacks
Cash from an ATM transaction eliminates the chargebacks, disputes, and bad checks that come with other payment types.
Less Risk
Less cash changing hands at the register means less risk of robbery and employee theft.
Saves Time
Employees spend less time on cash-back requests, and customers avoid the awkwardness of a declined card.
Automatic Deposits
ATM surcharge revenue deposits electronically into your bank account — less manual work for you.
Keeps Customers On-Site
Without an ATM, customers may leave for a competitor to get cash — and spend it there instead.
A Better Image
Offering a new, convenient service for patrons improves how customers see your business.
What the Data Says About ATM Users
Independent research on retail ATM usage points the same direction:
Regular users, regular visits
Frequent ATM users tend to visit an ATM around 10 times a month, with an average withdrawal near $75.
Cash stays local
A meaningful share of cash dispensed at a retail ATM is reported spent right there in the store — and even higher in nightlife venues.
Cash withdrawals dominate
The large majority of transactions at retail (non-bank) ATMs are straightforward cash withdrawals.
Convenience wins
Consumers often prefer a retail store ATM to a bank, and factor ATM availability into where they choose to shop.
Add an ATM to Your Business
Free placement or buy your own — tell us about your location and we'll recommend the right setup.
Get a Free Quote Call (503) 850-8992